2026年12月英语六级作文必考热点话题：存钱还是消费

　　提升作文水平贵在坚持，多仿写、多修改，语言流畅度和得分能力会明显提升。新东方在线老师整理了 “2026年12月英语六级作文必考热点话题：存钱还是消费”，助力大家轻松拿下写作高分。

　　2026年12月英语六级作文必考热点话题：存钱还是消费

　　题目：

　　Save Money or Borrow Money?

　　1.有人喜欢存钱

　　2.有人却喜欢提前消费

　　3.我喜欢…

　　范文：

　　Save Money or Borrow Money?

　　Mentioning money, some people like to deposit it in the bank, while others like to consume it in advance. Money saved by people is mainly for: buying a house; in case of emergencies or diseases, car accidents, unemployment, earthquakes, and things like that; in case of college expenses of their children; for retirement, and so on. People believe that saving money is essential to lead a comfortable life. Having money in the batik allows people to pay for vacations or expensive purchases like furniture or doctor bills cash.

　　With the world entering a consuming era, many people, especially young white-collars and college students, choose to borrow money. In other words, they spend money in advance _ use credit cards and pay back the loan and interest on the next payday. They argue that: first, they could enjoy the convenience of credit cards and purchase expensive goods. Second, many banks make some preferential policies on credit cards, like sending a gift or lowering year cost which is a big attraction,

　　On my personal level, I approve of saving money — in case of emergency, you do not need to turn to others for help, at least. And I am opposed to the abuse of credit cards among college students. Since in most cases, parents arc their sole Vandal sources.

　　以上是新东方在线英语六级频道小编为大家带来的“2026年12月英语六级作文必考热点话题：存钱还是消费”，希望考生们都能备考顺利，取得优异的成绩。